A highly skilled, hardworking individual with a promptitude to learn, grow and contribute to positive business development and management. Successful in managing highly effective teams with focus on account service and retention. Detail-oriented professional with over fifteen years of industry experience. Persuasive communicator with proactive approach to life.
Overview
20
20
years of professional experience
Work History
Branch Manager
Trelawny Co-operative Credit Union Ltd
11.2022 - 04.2024
Policy and procedure management
Training and Development
Operations Management
Treasury Management
Delinquency Management
Risk and Compliance Management
Credit and Adjudication Review and Management
Business development
Maintained up-to-date knowledge of industry trends, competitive landscape and regulatory environment.
Analyzed data to identify trends related to products, services, customers and markets served by the branch.
Provided guidance and support to team members regarding problem resolution and customer service issues.
Implemented internal control procedures to minimize risk exposure and maximize profitability.
Reviewed loan applications to ensure accuracy and compliance with regulations.
Facilitated weekly meetings with staff members to discuss progress on current initiatives.
Facility Management
Created reports summarizing operational performance metrics for senior management review.
Resolved escalated customer complaints in a timely manner.
Performed regular audits of financial records in order to ensure accuracy.
Ensured compliance with established policies, procedures and regulations governing banking operations.
Participated in community events to promote brand awareness.
Directed daily operations of the branch, including customer service, human resources, sales and marketing activities.
Conducted regular performance reviews for all employees in the branch.
Acting Credit Officer
First Global Bank Ltd
Montego Bay, Jamaica
01.2020 - 11.2022
Conducted regular reviews of existing customers' accounts to ensure compliance with agreed terms.
Monitored customer account activity to identify any potential risks or issues.
Ensured that all relevant documents were collected before making a decision about granting a line of credit.
Analyzed customer accounts, payment trends, and credit ratings to assess risk of default.
Worked closely with collections departments in order to ensure timely payments from customers.
Prepared detailed reports summarizing customer profiles, risk assessments, and recommendations for approval and denial of new lines of credit.
Collected and checked borrower income, credit history and employment information.
Prepared and submitted loan applications to underwriters.
Followed banking requirements and government lending regulations.
Entered credit slips and return requests to issue authorizations and process returns documentation.
Customer Service Representative
First Global Bank
Montego Bay, Jamaica
01.2016 - 11.2022
Processing client’s transactions in a timely manner.
Answered customer inquiries via phone, email, and chat.
Developed strong relationships with customers by providing personalized assistance and support.
Resolved complex problems by working with other departments to provide solutions that meet customer needs.
Resolved customer complaints promptly and efficiently.
Maintained detailed records of customer interactions, transactions and comments for future reference.
Performed administrative tasks such as filing paperwork, updating databases and generating reports.
Teller
First Global Bank
Montego Bay, Jamaica
01.2013 - 01.2016
Maintained accurate records of all transactions and customer interactions.
Handled large volumes of currency quickly and accurately with minimal errors.
Reported any operational issues or system problems that occurred during shift promptly.
Balanced cash drawers on a daily basis.
Received and processed customer transactions, including deposits, withdrawals, loan payments and other banking services.
Verified customers' identification to ensure compliance with laws and regulations.
Identified opportunities to refer customers to other areas of the bank for additional services.
Maintained accurate records of all transactions for compliance purposes.
Cross-sold additional bank products when applicable to meet customer needs.
Performed daily reconciliation of teller drawer within established limits.
Licensing and Data Entry Clerk
Transport Authority
, Jamaica
02.2013 - 05.2013
Maintained confidentiality of sensitive information.
Reviewed existing information for accuracy and made necessary corrections.
Operated various office equipment such as scanners, printers. when required.
Verified accuracy and completeness of data entry into the database system.
Provided support to management staff in regards to data entry processes.
Checked source documents against entered data to ensure accuracy.
Utilized specialized software applications related to the job role.
Organized files according to established procedures for easy retrieval.
Ensured compliance with all relevant rules and regulations governing data entry activities.
Customer Representative
Family Centre IGA
Port Aransas, USA
05.2012 - 09.2012
Utilized computer systems to access account information, enter notes, and update status codes.
Resolved customer complaints promptly and efficiently.
Demonstrated strong problem solving skills in addressing customer issues.
Assisted customers with purchase decisions based on needs analysis.
Processed orders, forms and applications accurately.
Developed positive relationships with customers through friendly interactions.
Team Lead
Sand Castle Condominiums
Port Aransas, USA
05.2011 - 08.2011
Provided leadership and guidance to team members, ensuring that tasks were completed on time and to a high standard.
Trained new staff in relevant processes and procedures.
Assisted the manager in setting achievable goals for the team while monitoring progress towards them.
Identified opportunities for process improvements, implementing changes when required.
Motivated staff through positive reinforcement techniques.
Held regular one-on-one coaching sessions with staff members to encourage personal development.
Sales and Customer Representative
Deep Slash Inc
, USA
05.2009 - 09.2009
Developed positive relationships with customers through friendly interactions.
Handled difficult or emotional customer situations with empathy and professionalism.
Assisted customers with purchase decisions based on needs analysis.
Performed data entry activities as needed.
Junior Accountant
Palmers Farm and Garden
Manchester, Jamaica
06.2004 - 08.2006
Maintained and reconciled general ledger accounts.
Provided support for accounts payable and receivable functions, including invoice processing and payment posting.
Performed account reconciliations, including bank reconciliations.
Processed journal entries to record transactions accurately.
Reviewed financial documents for accuracy and completeness.
Conducted internal audits to ensure compliance with company policies and procedures.
Assisted with year-end audit processes, including preparing schedules as requested.
Acting Head Teller
First Global Bank
Montego Bay, Jamaica
01.2016
Company Overview: Montego Bay, Jamaica
Montego Bay, Jamaica
Education
Bachelor of Science - Operations Management
University of the West Indies
01.2017
Caribbean Advance Proficiency Examination - Management of Business and Literature
Holmwood Technical
Manchester
01.2008
Diploma in Business Studies -
Holmwood Technical High School
Christiana, Manchester
01.2006
Some College (No Degree) - Supervisory Management
University of The West Indies
Skills
Research and Data analysis
Data Entry
Problem resolution
Leadership
Personality and cultural diversity
Policy management
Risk compliance
Treasury operations
Credit analysis
Data reporting
Customer relationship management
Team leadership
Business development
Internal auditing
Performance metrics
Conflict resolution
Employee training
Analytical thinking
Community engagement
Key performance indicators
Activities
Student Volunteer, University of the West Indies Center for Special Needs, 01/01/12
Member, University Dramatic and Art Society, University of the West Indies, 01/01/12
Course Student Representative, University of the West Indies, 01/01/11
Student Representative, Department of Management Studies, University of the West Indies, 01/01/09
Block Netball Team, Taylor Hall, University of the West Indies, 01/01/09
Debating Society, Taylor Hall, University of the West Indies, 01/01/09
Deputy Head Girl, Holmwood Technical High, 01/01/07
Prefect Executive Body, Holmwood Technical High School, 01/01/06
Most Outstanding Female Award, Holmwood Technical High School, 01/01/06
Timeline
Branch Manager
Trelawny Co-operative Credit Union Ltd
11.2022 - 04.2024
Acting Credit Officer
First Global Bank Ltd
01.2020 - 11.2022
Customer Service Representative
First Global Bank
01.2016 - 11.2022
Acting Head Teller
First Global Bank
01.2016
Licensing and Data Entry Clerk
Transport Authority
02.2013 - 05.2013
Teller
First Global Bank
01.2013 - 01.2016
Customer Representative
Family Centre IGA
05.2012 - 09.2012
Team Lead
Sand Castle Condominiums
05.2011 - 08.2011
Sales and Customer Representative
Deep Slash Inc
05.2009 - 09.2009
Junior Accountant
Palmers Farm and Garden
06.2004 - 08.2006
Bachelor of Science - Operations Management
University of the West Indies
Caribbean Advance Proficiency Examination - Management of Business and Literature